Terms of Service

TERMS OF SERVICE
Last updated: December 31, 2024

AGREEMENT TO OUR LEGAL TERMS
We are HavenWise Limited ("Company," "we," "us," or "our"), a company registered in theUnited Kingdom at Flat B, 11 Bedford Place, London, WC1B 5JA.

We operate the website http://www.havenwise.co.uk (the "Site"), the mobile application HavenWise App (the "App"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

You can contact us by email at henri@havenwise.co.uk or by mail to Flat B, 11 Bedford Place, London, WC1B 5JA, United Kingdom.

These Legal Terms constitute a legally binding agreement between you and HavenWise Limited concerning your access to and use of the Services. By accessing the Services, you confirm that you have read, understood, and agreed to these Legal Terms.

IMPORTANT: If you do not agree with these terms, you are expressly prohibited from
using the Services and must discontinue use immediately.

SERVICES FOR USERS OVER 18
The Services are intended for users who are at least 18 years old. Persons under 18 are not
permitted to use or register for the Services.

TABLE OF CONTENTS
1. Our Services
2. Intellectual Property Rights
3. User Representations
4. User Registration
5. Purchases and Payment
6. Subscriptions
7. Software
8. Prohibited Activities
9. User Generated Contributions
10. Contribution Licence
11. Mobile Application Licence
12. Third-Party Websites and Content
13. Services Management
14. Privacy Policy15. Term and Termination
16. Modifications and Interruptions
17. Governing Law
18. Dispute Resolution
19. Corrections
20. Disclaimer
21. Limitations of Liability
22. Indemnification
23. User Data
24. Electronic Communications, Transactions, and Signatures
25. Miscellaneous
26. Contact Us

1. OUR SERVICES
The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would becontrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

2. INTELLECTUAL PROPERTY RIGHTS
Our Intellectual Property
We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks").

Our Content and Marks are protected by copyright and trademark laws, as well as other intellectual property and unfair competition laws around the world. The Content and Marks are provided "AS IS" for your personal, non-commercial use only.

Your Use of Our Services
Subject to your compliance with these Legal Terms, including the "Prohibited Activities"
section below, we grant you a non-exclusive, non-transferable, revocable licence to:
- Access the Services.
- Download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever without our express prior written permission.

If you wish to make any use of the Services, Content, or Marks other than as set out in thissection, please contact us at henri@havenwise.co.uk.

We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

Your Submissions
By sending us any questions, comments, suggestions, ideas, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submissions. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.
You confirm that your Submissions:
- Do not violate any third-party intellectual property rights or applicable law.
- Are original to you or you have the necessary rights to submit them.

You are solely responsible for your Submissions and agree to indemnify us for any losses caused by your breach of these terms.

3. USER REPRESENTATIONS
By using the Services, you represent and warrant that:
1. All registration information you submit will be true, accurate, current, and complete.
2. You will maintain the accuracy of such information and promptly update it as
necessary.
3. You have the legal capacity and agree to comply with these Legal Terms.
4. You are not a minor in the jurisdiction in which you reside.
5. You will not access the Services through automated or non-human means, such as
bots or scripts.
6. You will not use the Services for any illegal or unauthorized purpose.
7. Your use of the Services will not violate any applicable law or regulation.
If any information you provide is untrue, inaccurate, not current, or incomplete, we reserve
the right to suspend or terminate your account and refuse any and all current or future use of
the Services (or any portion thereof).

4. USER REGISTRATION
You may be required to register to use the Services. You agree to keep your password confidential and are responsible for all use of your account and password.We reserve the right to remove, reclaim, or change a username you select if we determine that it is inappropriate, obscene, or otherwise objectionable.

5. PURCHASES AND PAYMENT
We provide paid products and/or services within the Services. You may be required to provide certain information relevant to your purchase, such as your payment method and billing details. By submitting this information, you grant us the right to provide this information to third parties to facilitate your purchase.You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services.

We reserve the right to refuse any order placed through the Services. All payments shall be made in the currency specified at the time of purchase. You are responsible for any taxes and fees associated with your purchases.

6. SUBSCRIPTIONS
Some of the Services may be available on a subscription basis. You agree to pay the subscription fees for the subscription period selected.

Automatic Renewal
Unless you cancel your subscription before the renewal date, your subscription will automatically renew under the same conditions and for the same subscription period. You authorize us to charge your payment method for the renewal.

Cancellations
You may cancel your subscription at any time. However, any payments already made are non-refundable, and cancellation will take effect at the end of the current billing cycle.

7. SOFTWARE
If you download or use software provided by us as part of the Services, you are granted a revocable, non-exclusive, non-transferable license to use the software solely in connection with the Services.
You may not:
- Modify, adapt, improve, enhance, translate, or create derivative works of the software.
- Decompile, reverse-engineer, disassemble, attempt to derive the source code, or
decrypt the software.
- Use the software to create a product, service, or software that competes with our
software or Services.

8. PROHIBITED ACTIVITIES
You may not access or use the Services for any purpose other than that for which we make the Services available. You agree not to:
- Engage in unauthorized framing or linking to the Services.
- Circumvent, disable, or interfere with security features of the Services.
- Engage in activities that disrupt the functionality of the Services.
- Use the Services to harass, abuse, or harm others.
- Use the Services to transmit spam or other unsolicited messages.

9. USER-GENERATED CONTRIBUTIONS
The Services may allow you to upload, post, or share content, including text, images, videos, and other materials ("Contributions"). By providing Contributions, you confirm that:
- Your Contributions do not violate the rights of any third party, including intellectual property rights or privacy rights.
- You have the necessary rights, licenses, and authority to provide the Contributions.
-Your Contributions are not unlawful, abusive, defamatory, harassing, obscene, or otherwise objectionable.

We are not responsible for screening, monitoring, or removing Contributions, but we reserve the right to do so at our discretion. By posting Contributions, you grant us a perpetual, irrevocable, worldwide, royalty-free, and sublicensable license to use, reproduce, modify, display, distribute, and perform the Contributions in connection with the Services.

10. CONTRIBUTION LICENSE
By posting Contributions to any part of the Services, you grant us the right to:
- Reformat, excerpt, translate, and otherwise modify your Contributions.
- Use your Contributions for any lawful purpose, including for marketing and promotional purposes.

This license will remain in effect even if you stop using the Services or if your account is terminated. You agree that we may compile and use statistical and aggregated data related to your
Contributions.

11. MOBILE APPLICATION LICENSE
If you use our mobile application, we grant you a limited, revocable, non-exclusive, and non-transferable license to install and use the application on your device for personal, non-commercial purposes.

You agree not to:
- Modify, decompile, reverse-engineer, or tamper with the mobile application.
- Use the application in any manner that violates applicable laws or our Legal Terms.
The application may include open-source software or third-party components subject to their
own licenses.

12. THIRD-PARTY WEBSITES AND CONTENT
The Services may contain links to third-party websites or content. These links are provided for your convenience only, and we do not endorse or assume any responsibility for third-party content or practices.

You acknowledge and agree that we are not responsible or liable for:
- The availability or accuracy of such third-party websites or resources.
- Any content, products, or services available on or through third-party websites.
You access these websites at your own risk, and you should review their terms and privacy policies before engaging with their content.

13. SERVICES MANAGEMENT
We reserve the right to:
- Monitor the Services for violations of these Legal Terms.
- Take appropriate legal action against anyone who violates the law or these Legal Terms.
- Refuse, restrict, or terminate access to the Services for any reason.
- Modify or discontinue the Services without prior notice.

We are not liable for any loss or damage resulting from your inability to access the Services.

14. PRIVACY POLICY
We care about your privacy and have outlined our practices in our Privacy Policy, which is incorporated into these Legal Terms. By using the Services, you agree to be bound by our
Privacy Policy. For more information on how we handle your personal data, please refer to our Privacy Policy.

15. TERM AND TERMINATION

These Legal Terms remain in effect while you use the Services. We may suspend or terminate your rights to use the Services at any time for any reason, including for any breach of these Legal Terms.
Upon termination of your rights under these Legal Terms:
- Your access to the Services will be revoked.
- Any provisions of these Legal Terms that, by their nature, should survive termination
shall remain in full effect.

16. MODIFICATIONS AND INTERRUPTIONS
We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our discretion without notice.
We cannot guarantee the Services will be available at all times. You agree that we are not liable for any interruptions or delays in the Services.

17. GOVERNING LAW

These Legal Terms are governed by and construed in accordance with the laws of the United Kingdom without regard to its conflict of law principles.
You agree to submit to the personal jurisdiction of the courts located within the United Kingdom for resolving any disputes.

18. DISPUTE RESOLUTION
Informal Resolution: If a dispute arises, you agree to first contact us to resolve the issue informally.
Binding Arbitration: If we cannot resolve the dispute informally, you agree to resolve any claims through final and binding arbitration, except where prohibited by law.
You waive your right to a jury trial or to participate in a class-action lawsuit.

19. CORRECTIONS
There may be information in the Services that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information in the Services at any time, without prior notice.

20. DISCLAIMER
The Services are provided on an "AS IS" and "AS AVAILABLE" basis. You agree that your use of the Services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranties or representations about:
- The accuracy or completeness of the Services' content.
- The availability of the Services without interruption.

21. LIMITATIONS OF LIABILITY
To the maximum extent permitted by law, we shall not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising from or related to your use of the Services. This limitation of liability applies even if we have been advised of the possibility of such damages.

22. INDEMNIFICATION
You agree to defend, indemnify, and hold us harmless from and against any claims, liabilities, damages, losses, or expenses arising out of or related to:
- Your use or misuse of the Services.
- Your violation of these Legal Terms.
- Your violation of the rights of any third party, including intellectual property rights.

23. USER DATA
We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services. However, you are solely responsible for all data that you
transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of such data and hereby waive any right of action against us arising from any such loss or corruption of data.

24. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
By using the Services, you consent to receive electronic communications from us. You agree that all agreements, notices, disclosures, and other communications we provide to you
electronically satisfy any legal requirement that such communication be in writing. You hereby agree to the use of electronic signatures, contracts, orders, and other records, and
to electronic delivery of notices, policies, and records of transactions initiated or completed by us or via the Services.
You waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws requiring original signatures or delivery or retention of non-electronic records.

25. MISCELLANEOUS
These Legal Terms constitute the entire agreement between you and us. Our failure to enforce any provision of these Legal Terms shall not be considered a waiver of such provision.

If any provision of these Legal Terms is found to be unlawful, void, or unenforceable, the remaining provisions shall remain in effect.
You may not assign these Legal Terms without our prior written consent. We may assign these Legal Terms without restriction.

26. CONTACT US
If you have any questions or concerns about these Legal Terms, you may contact us at:
Email: henri@havenwise.co.uk
Mail: Flat B, 11 Bedford Place, London, WC1B 5JA, United Kingdom